“This is a significant win for insureds,” Brandon Boulware, the attorney for the plaintiffs, said in an email statement to the Star. “The Cincinnati policy … does not contain any exclusion for losses caused by the virus. The Court’s order correctly recognizes that. We look forward to moving ahead with this case.”

Betsy Ertel, a spokeswoman for the insurance company, said in an email to the Star, “As this case continues, we believe that the court will ultimately enforce the language of our policy contract. Our commercial property insurance policies require direct physical damage or loss to property and do not provide coverage in this case.”