Gary E. Carpenter, CPA, CCA - Gary is a Certified Public Accountant (CPA) in New York and a Certified College Advocate (CCA). He has provided continuing education courses in the area of college financial planning for various state CPA Societies, the New York State Bar Association and the Financial Planning Association of New York. He has been quoted in Kiplinger’s Personal Finance, Washington Post, Wall Street Journal, MONEY, Financial Advisor, AARP Magazine and on MSNBC and CNBC. He has had over thirty years experience in tax and financing and has spent the past twenty years in college planning and consulting. Mr. Carpenter is a member of the New York State Society of Certified Public Accountants, the American Institute of Certified Public Accountants and is co-founder of the National College Advocacy Group.

Frank J. DeCandido, CPA/MBA, is the sole member of a professional limited liability company with a tax, accounting, college planning, and financial planning practice on Staten Island. Frank is a Certified Financial PlannerTM (CFP), is Series 7 Registered, and has his insurance licenses for New York and New Jersey. One of Frank’s expertise is integrating tax knowledge to better serve clients with their financial planning. Frank is also a Certified College Planning Specialist (CCPS) with the National Institute of Certified College Planners and a member of the National College Advocacy Group (NCAG). Frank is a former Adjunct Professor of Accounting at Wagner College. Frank taught Accounting 101, 102, Intermediate Accounting, Managerial Accounting, and a Graduate class Financial and Managerial Accounting starting in the Fall 2009 through the Spring 2018. Frank was formerly with Prudential Financial for 18 years, mainly in the Finance Division. Frank worked in Prudential's Financial Reporting department and also has had experience with the Securities and Exchange Commission's financial filings (10Q,10K, etc) in regard to Prudential's Limited Partnerships as well as the tax filings for these partnerships. Prior to Prudential, Frank worked with the audit group of Arthur Andersen & Co. in New York. After leaving Prudential, Frank worked for a local CPA on Staten Island, Gregg T. Iliceto & Associates for five years. Frank is a 1984 graduate of Fordham University and is a member of the American Institute of Certified Public Accountants and the New York Society of Certified Public Accountants. Frank also received his Master of Business Administration from Walden University in 2014. Within the New York State Society of Certified Public Accountants (NYSSCPA), Frank is a former member of the NYSSCPA’s Technology Assurance and Personal Financial Planning (PFP) Committees as well as a former member of the PFP’s sub-committee on Financial Literacy. Frank is the President-Elect and the former Treasurer of the Staten Island Chapter of NYSSCPA. Frank is very involved with community work on Staten Island. He is a former Advisory Board Member of the GRACE Foundation of New York, a non-profit organization that provides services to children with Autism. Frank is a former member of the Board of Directors and Treasurer of Lifestyles for the Disabled, Inc. and a former Board member of the Staten Island CYO. Frank is also the former President of the Sports Council at the St. Joseph/St. Thomas/St. John Neumann Parish and former Director of the Parish’s Soccer Program. Frank is the Parish’s current Bowling Director and is also the former Treasurer and Board Member of the S I Y Soccer League on Staten Island