NextGen Wells Fargo: No One Would Really Believe We're Doing Better, So You Can't Sue Us for Failing Los Angeles Times auto insurance without their knowledge or consent credit and debt card accounts engaged publicity puffery, Opening depository and charge accounts Retaliating against whistleblowers Overcharging foreign exchange customers Overbilling small business customers Signing up hundreds of thousands of customers Signing up customers for Prudential insurance products Making modification to loan terms Violating ERISA