Organizing your financial paperwork

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With tax season receding in the rear view mirror, there are no more excuses for ignoring financial clutter. And there are plenty of good reasons to do a massive re-org. For one thing, this stuff is too important to be tossed in a pile to gather dust. Whether you’re starting from scratch or are facing a morass of many years, simplest is best. “For most people, the ideal is to have some sort of file cabinet with hanging folders,” says Jeff Baum, a principal with Baum & Baum, certified public accountants in New York City.